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Servpro Franchise Cost: What the Truck, Drying Gear and Insurance Add

Warehouse bay with dehumidifiers, air movers and hoses beside an unmarked white box truck

The Servpro franchise cost is $263,305 to $385,570 under the FDD issued April 15, 2026: $212,000 of it goes to Servpro for the fee and equipment package, and the vehicle line alone swings $64,900.

Key takeaways

  • The April 2026 Servpro Franchise Disclosure Document (Item 7) puts the initial investment at $263,305 to $385,570, including a $100,000 franchise fee and a $112,000 Equipment and Products Package bought from a Servpro affiliate.
  • The vehicle line runs from $5,000 (repainting and decaling a truck you already own) to $69,900 (a new vehicle), or $64,900 of the $122,265 gap between the printed low and high totals (Item 7, Note 2).
  • Item 8 requires $3,000,000 per occurrence and $5,000,000 aggregate general liability, $2,000,000 auto liability, and a $500,000 Limited Service and Repair policy sold only by Restoration Risk Retention Group (Item 8).
  • Commercial Accounts Level II referrals, for losses of $25,000 to $50,000, require owning at least 125 air movers, 25 dehumidifiers and 4 extractors (FDD Exhibit R).
  • Servpro may finance the $212,000 purchase price with $30,000 to $50,000 down at a 12% to 15% time-price differential for up to 96 months (Item 10).
  • Item 19 contains no financial performance representation, and Item 20 counts 2,354 franchised outlets and 0 company-owned outlets at December 31, 2025 (Items 19 and 20).

Why does the vehicle line swing the Servpro franchise cost by $64,900?

Servpro requires at least 1 vehicle painted to its color and design specifications, with the Servpro Marks professionally applied before it goes into service. The 2026 Servpro FDD prices that line at $5,000 when you convert a vehicle you already own and $69,900 when you buy a new one, so the vehicle choice moves the opening budget more than any other line.

Servpro FDD Item 7 table with the vehicle row of $5,000 to $69,900 boxed in coral
The vehicle line runs $5,000 to $69,900, the widest single range in Item 7. SERVPRO FDD issued April 15, 2026, Item 7, page 22, accessed October 27, 2026.

Note 2 to Item 7 estimates repainting and applying the Marks to an existing vehicle that already meets Servpro’s standards at $5,000 to $7,000. Decals for 1 vehicle come inside the Equipment and Products Package. You may buy a vehicle from Servpro’s affiliate, Servpro Distribution, LLC, but the FDD says you are not required to.

Affiliate delivery costs $0.50 per mile plus the driver’s meals, lodging, fuel, tolls and return airfare, unless you collect the vehicle during training in Gallatin, Tennessee (Note 2). Servpro’s franchise ownership page adds that all service vehicles must be “SERVPRO Green”.

Item 7 lineLowHighHigh minus lowPaid to
Initial franchise fee$100,000$100,000 plus $1,110 per 1,000 population over the maximum$0 before extra populationServpro
Vehicle$5,000$69,900$64,900Your choice of seller (Note 2)
Equipment and Products Package$112,000$112,000$0Servpro affiliate
Supplies (office, iPad, safety gear)$4,100$9,100$5,000Affiliate and independent vendors
Insurance, first 3 months$5,010$25,300$20,290Independent vendors
Advertising and promotional$270$1,600$1,330Independent vendors
Training travel, lodging and food$600$2,000$1,400Independent vendors
Deposits, permits and licenses$750$2,750$2,000Independent vendors
Legal, accounting, QuickBooks Online training, WRT$1,700$2,200$500Independent vendors
Xactimate or other estimating software and training$1,500$4,500$3,000Xactware or other vendor
Additional funds, 3 months$32,250$50,000$17,750Various payees
Real estate$0$6,000$6,000Landlord (Note 12)
Contents digital inventory software$125$270$145Independent vendor
Total as printed$263,305$385,570 plus extra population and any real estate$122,265

Source: SERVPRO FDD issued April 15, 2026, Item 7, pages 22 to 26. Our arithmetic check: the low column adds to the printed $263,305, but the 13 high-column lines add to $385,620, which is $50 more than the printed $385,570. Ask Servpro’s franchise development team which figure is intended before a lender sizes a loan on the high total.

Figure 2What moves the Servpro Item 7 totalHigh estimate minus low estimate, by line, 2026 FDD
Vehicle$64,900Insurance, 3 months$20,290Additional funds, 3 months$17,750Real estate$6,000Supplies$5,000Estimating software$3,000Deposits, permits, licenses$2,000Training travel$1,400Advertising$1,330Legal and accounting$500Contents software$145
Source: SERVPRO Franchisor, LLC FDD issued April 15, 2026, Item 7 (Minnesota CARDS); FCB arithmetic.

The vehicle line accounts for $64,900 of the $122,265 gap between the printed low and high totals; the equipment package and franchise fee do not move. SERVPRO FDD issued April 15, 2026, Item 7.

Insurance is the second-largest swing at $20,290, and the estimate covers only the first 3 months of general liability, pollution, property, bailee, cyber and Limited Service and Repair premiums. Note 5 leaves out vehicle insurance and workers’ compensation entirely, so each extra truck and each hire adds cost in lines Item 7 does not price.

The $32,250 to $50,000 in additional funds covers 3 months for an owner-operated business and excludes employee wages, benefits and any owner’s draw (Note 11). The same note tells buyers to expect to put more cash in during the first 3 to 7 months, and sometimes longer.

The franchise fee buys a non-exclusive Operating Territory of generally 50,000 to 80,000 people, priced up at $1,110 per 1,000 extra people (Items 5 and 12). Item 12 lets Servpro place other franchises in overlapping territory, and a $3,000 non-refundable deposit holds a territory for 6 months before you buy. For context, the median low Item 7 estimate across 6 restoration FDDs is $204,442 in our home service franchise statistics.

What drying and extraction gear does the $112,000 package cover, and what comes later?

The Equipment and Products Package is a fixed $112,000 line bought from a Servpro affiliate at signing. Item 8 says it includes two portable extractors for water, a carpet cleaning machine, professional dehumidifiers, air movers and other cleaning and restoration tools. Quantities are not printed in the FDD; buyers receive a separate Equipment and Products Package List with it.

Products in the package last from 1 month to 2 years depending on the product and the work mix (Item 7, Note 3), and Servpro charges a 15% restocking fee on permitted returns (Item 6). Existing restoration or construction firms that convert to Servpro can have the package reduced because they already own compliant equipment. Item 5 estimates a conversion buyer’s equipment and products purchase at approximately $25,000 to $75,000, depending on the qualifying gear already owned.

How much drying equipment do the referral programs require?

Exhibit R sets the equipment floor for Commercial Accounts Level II, the tier that takes commercial losses of $25,000 to $50,000. A franchise must own at least 125 air movers, 25 dehumidifiers, 4 extractors and 5,000 cfm of individual filtration devices. Four extractors is twice the 2 portable extractors Item 8 names in the starter package (FDD Exhibit R).

Servpro FDD Exhibit R guidelines 202 to 211 with the air mover, dehumidifier, extractor and filtration rows boxed
Commercial Accounts Level II requires at least 125 air movers, 25 dehumidifiers, 4 extractors and 5,000 cfm of filtration. SERVPRO FDD issued April 15, 2026, Exhibit R, page 2, accessed October 27, 2026.
Exhibit R guidelineLevel II requirement
202At least 2 non-owner Servpro marketing representatives
203At least 1 production manager
204At least 3 crew chiefs
205At least 2 office administrators
206Cash on hand of at least 2 times monthly expenses or more than $100,000, including receivables under 90 days
207Debt ratio under 50%, excluding loans to owners
208Owns at least 125 air movers
209Owns at least 25 dehumidifiers
210Owns at least 4 extractors
211Owns at least 5,000 cfm of individual filtration devices, combined

Source: SERVPRO FDD issued April 15, 2026, Exhibit R, page 2 of the Commercial Accounts Program Agreement. Guideline 201 adds a minimum monthly gross volume, which this page does not reproduce under our no-earnings-figures rule; read it in Exhibit R. Item 10 lets franchisees with more than 1 year in the system finance up to 100% of added equipment over generally no more than 60 months at a typical 6.25%, against up to 13½% for franchisees under 1 year.

Which purchases must go through Servpro or its affiliates?

Item 8 requires the Equipment and Products Package from a Servpro affiliate, makes Servpro the only approved vendor for ServproNET access and WorkCenter, and requires invoices generated in QuickBooks Online. Servpro estimates required purchases at 45% to 55% of the cost to establish a franchise in the first 90 days and about 10% to 15% of ongoing operating expenses.

Servpro Industries reported $59,154,000 of 2025 revenue from these required purchases, taken from its internal records, and vendors paid $878,125 in 2025 sponsorships that all went to Convention costs (Item 8). The same Item prints a second estimate, 2% to 8% of annual purchases and leases, directly after the sole-source items. The FTC Franchise Rule, 16 CFR 436.5(h)(7) requires that proportion estimate, so ask Servpro which purchases each percentage covers.

How do other restoration FDDs price the truck and the drying gear?

Five other water and fire restoration franchisors filed FDDs in Minnesota in 2025 and 2026, and each prices the vehicle and the opening equipment as separate Item 7 lines. Servpro’s $112,000 package sits between BOR Restoration’s $127,000 Opening Package and Lightspeed Restoration’s $50,000 Initial Equipment Package, and its $69,900 vehicle high sits below Steamatic’s $75,000.

Brand and FDDInitial feeEquipment lineVehicle lineItem 7 totalSource
Servpro, issued April 15, 2026$100,000Equipment and Products Package $112,000$5,000 to $69,900$263,305 to $385,570Item 7
ServiceMaster Restore, issued April 30, 2026$72,500Equipment and supplies $85,000 to $150,000 (list includes 50 air movers, 10 dehumidifiers)Truck $9,000 to $13,500 (down payment, first payment, signage)$287,800 to $474,340Item 7
Steamatic, issued April 17, 2025$40,000 to $70,000Franchise Equipment Package $61,000 to $83,890$10,000 to $75,000, plus wrap $2,500 to $8,000$222,400 to $444,690Item 7
True North Restoration, issued April 30, 2026, amended July 31, 2026$60,000Opening inventory, uniforms and equipment $35,000 to $45,000$4,500 to $53,000$171,030 to $263,800Item 7
BOR Restoration, issued April 16, 2026, amended July 16, 2026$35,000Opening Package $127,000Vehicle and wrap $1,000 to $35,000$186,484 to $231,034Item 7
Lightspeed Restoration, issued April 1, 2026$19,950 plus $40,000 territory feeInitial Equipment Package $50,000$0 to $60,000$157,180 to $268,950Item 7

The vehicle notes assume different things. ServiceMaster Restore’s $9,000 to $13,500 truck line covers only a 10% down payment, the first payment and about $4,000 of signage on a 20-foot box truck it prices at $40,000 to $80,000. BOR Restoration specifies a pickup with a 14-foot enclosed trailer, or a 14-foot enclosed truck, no older than 10 model years. Steamatic names a Dodge ProMaster 1500 high-roof van with a 136-inch wheelbase.

What insurance must a Servpro franchise carry, and why does RRRG matter?

Item 8 sets minimum limits that apply before opening and through the whole term: $3,000,000 per occurrence and $5,000,000 aggregate for general liability and for pollution and mold, $2,000,000 for vehicles, and a $500,000 Limited Service and Repair policy for insurance-company referrals. That last policy is sold only by Restoration Risk Retention Group (RRRG), a captive insurer Servpro Industries helped form.

CoverageMinimum in Item 8Condition
Commercial general liability$3,000,000 per occurrence, $5,000,000 aggregateOccurrence basis, no professional liability exclusion; same limits with more than 1 license
Pollution, mold, incidental lead and asbestos$3,000,000 per claim, $5,000,000 aggregateContractors pollution may be written claims-made
Limited Service and Repair (LSR)$500,000 per occurrence and aggregateOnly through RRRG; required for National Account, Select National Account and Commercial Account referrals
Motor vehicle liability$2,000,000 combined single limitEach owned, non-owned or hired vehicle
Workers’ compensation and employers liabilityStatutory, and at least $500,000 each accident, policy and employeeRequired even where state law does not require it; employment practices liability also required
Bailee and inland marineAt least $250,000Customer property in your care, in transit or in storage
Professional liability$250,000For EPA lead paint testing work
Data and cyber securityAs Servpro recommendsType and amount set from time to time
Tail coverageUp to 3 years after the franchise endsTypes and amounts designated by Servpro

Source: SERVPRO FDD issued April 15, 2026, Item 8, pages 26 to 28. Deductibles may not exceed $10,000 per policy, and Servpro can require higher limits for larger jobs on 30 days’ notice.

To buy from RRRG, each franchise license takes $200 of RRRG Class A stock (200 shares at $1.00), which has no market and which RRRG repurchases if you leave (Items 1 and 8). Cover bought elsewhere needs an agent letter in Servpro’s form, and Servpro may charge up to $1,000 for an outside expert review. The Marsh RRRG program page lists general liability, pollution, LSR, cyber and umbrella applications. Other systems’ minimums sit side by side in our franchise insurance requirements report.

How do insurance-company and commercial referrals reach a Servpro franchise?

Servpro’s National Accounts Division negotiates programs with insurers and commercial property owners, and its Customer Care Center dispatches leads to franchises that qualify. Participation is voluntary, but each tier adds criteria in Exhibits O to S, and Item 8 tells buyers not to rely on these leads for revenue and to treat local marketing as the main source of work.

Six-step ladder from new franchise to National Accounts, Select, Commercial Levels I and II and construction Servpro referral programs: each step adds requirements Source: SERVPRO FDD issued April 15, 2026, Items 6, 8, 11 and Exhibits O, P, R, S 1. New franchise NFTP within 90 days of signing; WRT and ASD credentials (Items 6, 11) 2. National Accounts (NAPA, Exhibit P) 22 YES items: 24-hour response, water job file uploaded within 7 days 3. Select National Accounts (SNAPA, Exhibit O) Signed agreement; $500,000 Limited Service and Repair policy from RRRG 4. Commercial Accounts Level I (Exhibit R) Losses up to $25,000: 80% job score, 12 Ready Plans, mobilize in 15 minutes 5. Commercial Accounts Level II (Exhibit R) Losses $25,000 to $50,000: 125 air movers, 25 dehumidifiers, 4 extractors 6. Construction program (RAPA, Exhibit S) Contractor license, construction manager with 2+ years, $200,000 working capital Referral fees (Item 6): lead fee up to $75; Commercial Job Fee up to 10% of invoice; Disaster Response Program 5% of job volume.
Each Servpro referral program adds insurance, equipment, staffing or licensing requirements to the one before it. SERVPRO FDD issued April 15, 2026, Items 6, 8, 11 and Exhibits O, P, R and S.
ProgramAgreementSelected requirementsSource
National AccountsNAPA, Exhibit P22 criteria answered YES, including annual background checks, a phone answered 8:00 a.m. to 5:00 p.m. weekdays by an employee, 24-hour emergency response, water job files uploaded within 7 daysExhibit P
Select National AccountsSNAPA, Exhibit ONAPA criteria plus client contracts with service levels and work guarantees; $500,000 LSR policy from RRRGItem 8
Commercial Accounts Level ICAPA, Exhibits Q and RLosses up to $25,000; job management score of at least 80%; 12 Ready Plans a year; mobilize within 15 minutes of dispatchExhibit R
Commercial Accounts Level IIExhibit RLosses of $25,000 to $50,000; 8 named staff roles, cash and equipment minimumsExhibit R
Construction (RAPA)Exhibit SContractor license where required; construction manager with 2 or more years of experience; 5 or more projects a month; estimates within 3 days; $200,000 working capital or credit line; 3.0-star rating or betterExhibit S
Disaster Response ProgramExhibit TPre-selected teams travel to large storms and wildfires; 5% of job volume to Servpro plus up to 5% to the host franchiseItem 6

Leads from nearby open territory, meaning areas with no Servpro franchise, can start after 1 year of operation if the franchise employs a full-time marketing representative who is not an owner (Item 8). New franchisees may not qualify for Commercial Accounts or construction work, and a franchise that misses service levels can be “red lighted” and removed from a program for a period.

Referral-related fee (Item 6)Amount
Lead fee for each referred leadUp to $75, plus up to $50 where the client pays Servpro; up to $15 for declining a lead
Commercial Job Fee on Customer Care Center or large-loss jobsUp to 10% of the invoice
Disaster Response Program fee5% of Gross Volume per job, plus a host fee up to 5%
Commercial Select Program feeUp to 5% of Gross Volume per job
Job file auditUp to $90 per audit, $30 per audit attempt, up to $50 for audit technology

Source: SERVPRO FDD issued April 15, 2026, Item 6, pages 13 to 15. Most insurance programs also expect Xactimate estimates: Item 11 says some accounts require Xactimate and Cotality licenses, sometimes in more than 1 version, which is why Item 7 carries a separate $1,500 to $4,500 line for estimating software and training.

Which credentials does restoration work itself require?

Item 1 says California requires a license to remove water- or fire-damaged building materials, and Louisiana, Texas, the District of Columbia, New York, Tennessee and Florida require a mold remediation license. Illinois and Virginia require IICRC or equivalent certification, and the EPA Renovation, Repair and Painting Rule covers paid work in homes built before 1978.

CredentialCost in the FDDWhen
IICRC Water Damage Restoration Technician (WRT)$300 to $800 per person plus $100 certificationBefore initial training; needed for National Account insureds
IICRC Applied Structural Drying (ASD)$500 to $1,500 per person plus $100 certificationWithin 6 months after initial training
Subrogation training$75 to $150Before serving certain Select National Accounts
EPA lead RRP training and certification$550 to $1,000 (Item 6); about $250 course plus $300 certification (Item 7, Note 8)Before training

Source: SERVPRO FDD issued April 15, 2026, Items 1, 6 and 7. Servpro also bars owners, and employees, convicted of or pleading guilty to a felony involving dishonesty, theft or violence, subject to applicable law, because some referring insurers require it (Item 1).

What does Servpro collect each month once jobs are billing?

Item 6 sets a royalty of 3% to 10% of monthly Gross Volume plus a Fixed Fee of $45 to $115, a $100 minimum royalty, a Brand Fund Fee of up to 3% (currently 2½%), and a $200 monthly software license per franchise license. New franchisees pay the full 10% plus the Fixed Fee until they qualify for volume discounts, which cannot start before month 6.

Monthly Gross Volume, excluding Reduced Rate ServicesRoyaltyPlus Fixed Fee
$0 to $13,196.9910%$45
$13,197 to $21,994.999%$65
$21,995 to $32,991.998%$85
$32,992 to $43,988.997.5%$95
$43,989 to $76,980.997%$115
$76,981 to $109,973.99$5,389 plus 6.5% over $76,980.99$115
$109,974 to $164,960.99$7,533 plus 6% over $109,973.99$115
$164,961 to $219,946.99$10,832 plus 5.5% over $164,960.99$115
$219,947 and over$13,856 plus 5% over $219,946.99$115

Source: SERVPRO FDD issued April 15, 2026, Item 6, Note 4, page 19, as printed. Reconstruction, construction and property repairs can qualify as Reduced Rate Services at 5% until year-to-date volume from them passes $43,989, then at 4.5% to 3%. Mitigation, mold work and fire, smoke or water cleaning never qualify. Servpro may swap the tiers for 1 rate of up to 10% (4.5% on Reduced Rate Services) on 30 days’ notice.

The Brand Fund Fee splits into about ½% for the National Accounts Core and Regional Program and 2½% for national advertising on Gross Volume up to a $1,550,000 cap per calendar year. In 2025 the National Accounts Core Program spent $7,666,064 more than its allocation, which Servpro Industries paid and which is to be repaid in 2026 without interest (Item 11).

National Brand Fund spending in 2025 went 81% to media, 15% to administration and 4% to production. Servpro returns up to 10% of royalties, excluding Fixed Fees and Brand Fund Fees, as a Convention Allowance when accounts are current and initial training was finished within 90 days; in-person registration runs $719 to $899 per owner (Item 6).

How much cash is due at signing with and without Servpro financing?

Servpro will finance part of the $212,000 Standard Purchase Price for qualified buyers, with a $30,000 to $50,000 down payment, a 12% to 15% time-price differential and a term of up to 96 months (Item 10). Paying cash at signing instead earns a 2½% discount of $5,300, which also applies if a note is paid off within 90 days (Item 5).

LineCash buyerFinanced, $30,000 downFinanced, $50,000 down
Paid to Servpro at signing$206,700 ($212,000 minus $5,300)$30,000$50,000
Balance on the secured note$0$182,000$162,000
Other Item 7 lines, low case ($263,305 minus $212,000)$51,305$51,305$51,305
Other Item 7 lines, high case ($385,570 minus $212,000)$173,570$173,570$173,570
Cash before opening, low case$258,005$81,305$101,305
Cash before opening, high case$380,270$203,570$223,570

Our arithmetic from the 2026 Servpro FDD, Items 5, 7 and 10. The note shifts cash, not cost: payments generally begin 3 months after signing, every owner and spouse or domestic partner signs a personal guaranty, and Servpro takes a security interest in the franchise’s assets. A default under the Franchise License Agreement is also a default under the note.

New franchisees who buy a vehicle from Servpro sign a separate note for 12 to 60 months at the federal funds target range lower limit plus 1% to 2%, usually with $2,500 to $20,000 down, which can shrink the $69,900 high vehicle line at signing (Item 10).

Bank loans are the other route. The SBA Franchise Directory file of September 29, 2026 lists Servpro under code S1555, and SBA 7(a) and 504 FOIA data show 220 SBA 7(a) loans and 23 SBA 504 loans to Servpro borrowers from fiscal 2020 to June 30, 2026, per our SBA Franchise Directory tracker.

How long does it take to go from signing to the first Servpro job?

Item 11 says franchisees generally open within 60 to 120 days after signing. The New Franchise Training Program runs 12 days and must be finished within 90 days of signing, set-up training takes at least 40 hours over 2 weeks, and the Applied Structural Drying certification must be earned within 6 months after that training.

Timeline from signing to year 5: training by day 90, opening day 60 to 120, ASD within 6 months Servpro timeline from signing to renewal Source: SERVPRO FDD issued April 15, 2026, Items 6, 10, 11 and 17 Day 0 Sign; pay $212,000 or a $30,000 to $50,000 down payment By day 90 Finish the 12-day New Franchise Training Program Month 3 $200 monthly software fee starts; note payments generally begin Day 60 to 120 Typical opening, after 2 weeks of set-up training NFTP + 6 months Applied Structural Drying (ASD) certification due Month 6 or later Royalty volume discounts can start; 10% plus fixed fee before then Year 5 Initial term ends; renewal fee $5,000
Servpro franchisees generally open 60 to 120 days after signing, with training due within 90 days and ASD certification within 6 months after training. SERVPRO FDD issued April 15, 2026, Items 6, 10, 11 and 17.
WhenWhat happensFDD item
Day 0Sign; pay $212,000, or a $30,000 to $50,000 down paymentItems 5, 10
By day 90Finish the 12-day New Franchise Training ProgramItems 6, 11
Month 3$200 monthly software license starts; note payments generally beginItems 6, 10
Day 60 to 120Typical opening, after 2 weeks of set-up trainingItem 11
Within 6 months after NFTPApplied Structural Drying (ASD) certification dueItem 11
Month 6 or laterRoyalty volume discounts can start; 10% plus Fixed Fee before thenItem 6
Year 5Initial term ends; renewal fee $5,000Items 6, 17

Source: SERVPRO FDD issued April 15, 2026. The training program combines 6 virtual sessions before headquarters, 6 days in Gallatin and up to 6 sessions afterward, for 96.5 classroom hours and 16 hours of on-the-job training. Set-up week includes an 11-hour Package Inventory and Equipment Test and 1 hour of van set-up, so the package and the vehicle both need to be on hand before opening.

Who owns Servpro, and is the franchise system still adding units?

Servpro Franchisor, LLC, a Delaware company formed August 7, 2019 and based in Gallatin, Tennessee, sells the franchises. Servpro Industries, the franchisor from June 1977 to October 2019, now manages the system under contract. The ultimate parent is Commodore Parent Holdings, LLC, and Item 1 lists funds managed by affiliates of Blackstone Inc. among Servpro’s affiliates (Item 1).

An October 2019 securitization moved all U.S. franchise agreements into Servpro Franchisor, LLC, and its parent has since issued fixed-rate notes secured by them, most recently on November 14, 2025 (Items 1 and 21).

Through the same Blackstone-managed funds, Servpro is affiliated with the franchisors of Tropical Smoothie Cafe, 7 BREW and Jersey Mike’s, none of which takes part in the Servpro system (Item 1). The 7 BREW side has its own 7 Brew franchise cost breakdown. The sandwich chain is covered in our Jersey Mike’s franchise cost page. How common fund ownership is across 259 franchisors appears in our private equity franchise ownership report.

YearOutlets at startOpenedTerminatedNot renewedOutlets at endTransfers
20232,11498832,202106
20242,20294822,286137
20252,286791012,354139

Source: SERVPRO FDD issued April 15, 2026, Item 20, Tables 1 to 3. Company-owned outlets were 0 in each year, and 38 more Servpro businesses operated in Canada at December 31, 2025 under a separate franchisor. Servpro projects 75 new franchised openings in 2026 and had 1 signed agreement not yet open.

Transfers outnumbered openings in 2025, 139 to 79. SBA data point the same way: 74 of the 220 Servpro 7(a) loans since fiscal 2020, or 33.6%, financed a change of ownership, against 14.9% across all franchise-coded 7(a) loans, per our franchise resale index.

Item 20 also says franchisees signed confidentiality clauses in the last 3 fiscal years and that no trademark-specific franchisee association exists, so some former owners may decline to talk. Item 3 discloses 1 lawsuit: Servpro sued the former owners of 3 Sacramento-area franchises in March 2025 after terminating their licenses for unpaid royalties and failure to comply with an audit.

Where do published Servpro cost figures disagree with the 2026 FDD?

Several cost pages that rank for Servpro franchise searches quote fees, totals and royalty structures from older or unnamed disclosure documents. The FDD issued April 15, 2026 is the filing that governs a 2026 purchase, and the table compares 8 common claims with what that document prints, item by item.

What a published source saysWhat the April 2026 FDD saysSource
A lender guide updated May 2026: $58,000 franchise fee, $233,000 to $262,000 total$100,000 initial fee; $263,305 to $385,570 totalItems 5 and 7
Same guide: 2 to 3 service vans at $60,000 to $80,000At least 1 vehicle; $5,000 to $69,900Item 7, Note 2
Same guide: tiered royalty of 7% to 10%, advertising fee 3%Royalty 3% to 10% plus a $45 to $115 Fixed Fee; Brand Fund up to 3%, currently 2½%Item 6
A directory page labelled “FDD 2026”: $80,000 fee, $216,905 total, 3.0% royalty, 1,774 units$100,000; $263,305 to $385,570; 3% to 10%; 2,354 franchised outletsItems 5, 6, 7 and 20
A directory page citing the 2024 FDD: $90,000 fee, $241,270 to $301,775$100,000 and $263,305 to $385,570 in the 2026 filingItems 5 and 7
Servpro’s training web page: a 15-day in-house training programA 12-day New Franchise Training Program plus 2 weeks of set-up trainingItem 11
The FDD’s own Item 7 high total: $385,570Its 13 high-column lines add to $385,620Item 7
The FDD’s own 2023 Item 20 row: 2,202 outlets at year end2,114 plus 98 opened, minus 8 terminated and 3 not renewed, equals 2,201Item 20, Table 3

Which Servpro entry route fits your capital and background?

The route depends on figures you can check before a discovery call: the cash you can put down, whether you already own a qualifying vehicle and drying gear, and whether you hold the licenses your state requires. The decision table maps each situation to the FDD item that governs it, using Items 1, 5, 7, 8 and 10.

IfThenFDD source
You can pay $258,005 or more in cash for the low casePaying cash saves $5,300 and avoids a 12% to 15% noteItems 5, 7, 10
You have about $81,305 to $101,305 for the low caseServpro financing with $30,000 to $50,000 down covers the rest of the $212,000; budget note payments from month 3Item 10
You already own a vehicle that meets Servpro standardsBudget $5,000 to $7,000 to repaint and apply the Marks, not up to $69,900Item 7, Note 2
You run a restoration or construction business alreadyAsk about conversion pricing; equipment estimated at $25,000 to $75,000Item 5
You want insurance-company referrals earlyPlan for the $500,000 LSR policy from RRRG, WRT and ASD credentials and the 22 NAPA criteriaItems 6, 8; Exhibit P
You target commercial losses of $25,000 to $50,000Level II needs 125 air movers, 25 dehumidifiers, 4 extractors and 8 named staff rolesExhibit R
You will work in California, Florida, Louisiana, New York, Tennessee, Texas or DCCheck contractor or mold remediation licensing before signingItem 1
You want an existing Servpro franchise for saleExpect resale qualification rules and a transfer fee of up to $35,000Items 5, 6, 12

This page is general information about a public disclosure document, not legal, financial or investment advice. Ask a franchise attorney to review the Franchise License Agreement and the Exhibit E note, and ask an accountant to model the royalty table against your own local market. How to read all 23 Items is covered in our franchise disclosure document guide.

Buyers weighing a trade with a lighter equipment list can compare 4 FDDs in our handyman franchise breakdown. A consultant can line up restoration and home service systems against these thresholds; the role and who pays it are explained in what a franchise consultant does.

How we compiled this

In October 2026 we read the SERVPRO Franchise Disclosure Document issued April 15, 2026 (Minnesota CARDS document 36010-202604-03, 401 pages), including Items 1 to 23 and Exhibits O to T, plus the Item 7 tables of 5 other restoration FDDs filed in Minnesota. We added the Item 7 and Item 20 lines ourselves and report the 2 places where printed totals do not reconcile. SBA loan counts come from our analysis of the SBA 7(a) and 504 FOIA files as of June 30, 2026. We excluded all revenue figures and did not quote the gross volume thresholds in Exhibits R and S.

Frequently asked questions

How much does it cost to open a Servpro franchise?

The SERVPRO FDD issued April 15, 2026 estimates $263,305 to $385,570 in Item 7. That includes $212,000 paid to Servpro and its affiliate for the $100,000 franchise fee and the $112,000 Equipment and Products Package. The vehicle line ($5,000 to $69,900), insurance ($5,010 to $25,300) and 3 months of additional funds ($32,250 to $50,000) account for most of the spread.

What is the Servpro franchise fee in 2026?

Item 5 of the April 2026 FDD sets the initial franchise license fee at $100,000 for a non-exclusive territory of generally 50,000 to 80,000 people, with extra population at $1,110 per 1,000. The fee is sold together with the $112,000 equipment package as a $212,000 Standard Purchase Price, discounted by $5,300 for cash at signing.

Does Servpro finance new franchises?

Yes, for qualified buyers. Item 10 describes a secured note for the balance of the $212,000 purchase price after a $30,000 to $50,000 down payment, at a 12% to 15% time-price differential, with payments generally starting 3 months after signing and a term of up to 96 months. All owners and their spouses or domestic partners sign a personal guaranty.

How much do Servpro franchise owners make?

The April 2026 Servpro FDD makes no financial performance representation in Item 19, so it publishes no sales, income or profit figure for any franchise. What an owner keeps depends on Item 6 fees (royalty of 3% to 10% plus a Fixed Fee), Item 7 start-up costs and referral fees. Exhibit M lists current owners to call.

Is a Servpro territory exclusive?

No. Item 12 of the April 2026 FDD states that franchisees do not receive an exclusive territory, that Servpro may license others in an overlapping Operating Territory, and that it may sell through online and other channels without compensation. Territories generally hold 50,000 to 80,000 people, and the Territorial Policy in Exhibit D governs work and advertising outside them.

Can you buy an existing Servpro franchise for sale?

Yes, subject to Servpro’s resale qualification requirements in Items 5 and 12. Item 20 counts 139 transfers in 2025, more than the 79 new outlets that year. Servpro charges a transfer fee of up to $35,000 and, when it refers the buyer, a resale referral fee of up to 10% of the gross sales price (Item 6).

Sources

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